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Why pay exorbitant insurance fees for health insurance that you don’t use or need?  If you are generally a healthy person who only visits the doctor for yearly physicals or the occasional cold, this is the plan for you.  Build your own plan with specific options that suit your needs.  With our lower payments, you keep more of your hard-earned money.  And our discounted fee service rates insure that you pay less for your ongoing healthcare needs.  Since our five centers are conveniently located you can schedule an appointment at an office near your work or your home.  

HOW THE PROGRAM WORKS…..

You pay your monthly payment or plan contribution in much the same way that you would pay your usual healthcare bill.  You will be sent a monthly statement showing your available balance.  As you use the plan, those office visit fees are deducted when a billing claim is generated by you physician.

 PLAN DESCRIPTIONS

 The Cignet Health PlanÓ  is a pre-paid medical care management savings account.

The Cignet Plus Hospitalization Plan is a self-funded catastrophic care program.

There is no need for claim forms, referrals  or pre-authorization.  The plan pays out exactly what you have saved into your account.  Prices based on our discounted fee schedule.
 

BASIC FULL SERVICE MEDICAL PLAN

Full Service Medical includes office visits, lab work and prescriptions.  Prescriptions are processed with a 30% co-pay at time of purchase.  Also basic dental , exams & cleanings up to $25.00 per visit.

BASIC MEDICAL FEES                                       MEDICAL USAGE AMOUNT

Plan A (1 person)                        $170.00  per month               $138.00 per month

Plan B (2 person),                       $235.00  per month               $195.00 per month

Plan C (3-6 persons),                  $390.00  per month               $335.00 per month

Plan D (7-10 or High Risk)         $425.00  per month               $360.00 per month

 

CIGNET PLUS HOSPITALIZATION

 Cignet  Plus self-funded catastrophic/hospitalization program allows you to save up for a future scheduled operation or unforeseen emergency.  Choose an average amount taken from the scale payment plan.  Or your may put in more as you wish.

 CIGNET PLUS HOSPITALIZATION FEES

Single -$85, Two Persons-$133, 3-6 Persons- $175,  7-10 Persons or High Risk $225.

 

 PLAN OPTIONS

 

 DENTAL PLAN

Dental Only- includes exams, cleanings, x-rays, basic maintenance and oral surgery.

DENTAL PLAN FEES

Dental Only Plan A- Single             $50.     per month

Dental Only Plan B- Couple            $100.   per month

Dental Only Plan C- Family            $150. & Up   per month

 

 VISION PLAN

Vision Only-  includes exams, non-brand name eyewear prescriptions.

VISION PLAN FEES

Vision Only  Plan A- Single              $15.00 per month

Vision Only Plan B- Family              $20.00 per month

Vision Only Plan C- Family              $30.00 per month


 

PESCRIPTION Rx PLAN

Rx Prescriptions Only- includes prescriptions processed with a 30% co-pay at time of service.  Monthly prescription limit is $300. per month. 

PRESCRIPTION PLAN FEES               USAGE AMOUNT   ADMIN  FEE

Rx Prescriptions Only  Plan A- Single     $50.00 per month            $15.00 per month

Rx Prescriptions Only  Plan B- Family    $100.00 per month           $20.00 per month

 

 DENTAL & VISION COMBINATION

Includes both Dental and Vision on same plan.

DENTAL & VISION COMBO PLAN FEES

Plan A-Single Dental & Vision             $60.00 per month

Plan B-Family Dental & Vision            $120.00 per month

 

The enrollment fee to establish your health care plan varies per family size and is applicable to all plans and/or options.

 ENROLLMENT FEES

Single Person                                     $45.00

Any Two Persons                               $80.00

Any 3 –6 Persons                                $120.00

Any 7-10 Persons/High Risk              $120.00

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