Why pay exorbitant insurance fees for health insurance that you don’t use or need? If you are generally a healthy person who only visits the doctor for yearly physicals or the occasional cold, this is the plan for you. Build your own plan with specific options that suit your needs. With our lower payments, you keep more of your hard-earned money. And our discounted fee service rates insure that you pay less for your ongoing healthcare needs. Since our five centers are conveniently located you can schedule an appointment at an office near your work or your home.
HOW THE PROGRAM WORKS…..
You pay your monthly payment or plan contribution in much the same way that you would pay your usual healthcare bill. You will be sent a monthly statement showing your available balance. As you use the plan, those office visit fees are deducted when a billing claim is generated by you physician.
The Cignet Health PlanÓ is a pre-paid medical care management savings account.
The Cignet Plus Hospitalization Plan is a self-funded catastrophic care program.
There is no need for claim forms,
referrals or pre-authorization. The plan pays out exactly what you have
saved into your account. Prices based on our discounted fee schedule.
BASIC FULL SERVICE MEDICAL PLAN
Full Service Medical includes office visits, lab work and prescriptions. Prescriptions are processed with a 30% co-pay at time of purchase. Also basic dental , exams & cleanings up to $25.00 per visit.
BASIC MEDICAL FEES MEDICAL USAGE AMOUNT
Plan A (1 person) $170.00 per month $138.00 per month
Plan B (2 person), $235.00 per month $195.00 per month
Plan C (3-6 persons), $390.00 per month $335.00 per month
Plan D (7-10 or High Risk) $425.00 per month $360.00 per month
CIGNET PLUS HOSPITALIZATION
Cignet Plus self-funded catastrophic/hospitalization program allows you to save up for a future scheduled operation or unforeseen emergency. Choose an average amount taken from the scale payment plan. Or your may put in more as you wish.
CIGNET PLUS HOSPITALIZATION FEES
Single -$85, Two Persons-$133, 3-6 Persons- $175, 7-10 Persons or High Risk $225.
Dental Only- includes exams, cleanings, x-rays, basic maintenance and oral surgery.
DENTAL PLAN FEES
Dental Only Plan A- Single $50. per month
Dental Only Plan B- Couple $100. per month
Vision Only- includes exams, non-brand name eyewear prescriptions.
VISION PLAN FEES
Vision Only Plan A- Single $15.00 per month
Vision Only Plan B- Family $20.00 per month
Vision Only Plan C- Family $30.00 per month
PESCRIPTION Rx PLAN
Rx Prescriptions Only- includes prescriptions processed with a 30% co-pay at time of service. Monthly prescription limit is $300. per month.
PRESCRIPTION PLAN FEES USAGE AMOUNT ADMIN FEE
Rx Prescriptions Only Plan A- Single $50.00 per month $15.00 per month
DENTAL & VISION COMBINATION
Includes both Dental and Vision on same plan.
DENTAL & VISION COMBO PLAN FEES
Plan A-Single Dental & Vision $60.00 per month
Plan B-Family Dental & Vision $120.00 per month
The enrollment fee to establish your health care plan varies per family size and is applicable to all plans and/or options.
Single Person $45.00
Any Two Persons $80.00
Any 3 –6 Persons $120.00
Any 7-10 Persons/High Risk $120.00